For many, the American dream of working hard, saving more, and becoming wealthier than one's parents holds true.
Unless you're under 40. Today, those in Gen X and Gen Y have accumulated less wealth than their parents did at that age over a quarter-century ago. Their average wealth in 2010 was 7 percent below that of those in their 20s and 30s in 1983.
Certainly, this has implications for future actuarial applications in retirement, pensions, personal wealth, etc. Not to mention just plain old personal considerations...
- Rick
Artikel ini sangat menarik karena menunjukkan bagaimana kondisi ekonomi generasi muda berubah dari waktu ke waktu. Perencanaan keuangan memang semakin penting di era sekarang, mulai dari tabungan hingga pengeluaran harian. Sama seperti banyak orang mencari Daftar Harga Haidilao sebelum makan bersama keluarga atau teman, memahami kondisi finansial lebih awal juga membantu kita membuat keputusan yang lebih bijak untuk masa depan.
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